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"We have to decide between taking any work that pays the bills or living on a shoestring budget to dedicate our whole focus towards our next dream job," writes Barry Kerollis about his transition out of performing. Photo by Eduardo Patino, Courtesy Kerollis

Having begun my dance career in my late teens, I successfully bypassed the student debt many Americans face when they take out loans for college. For seven seasons, I had a cushy job dancing in the corps at Pacific Northwest Ballet. During that time I put nearly $50,000 towards my 401(k), saved an additional $10,000 in my bank account and used a dancer-run grant program to fund my associate of arts degree with a business focus from a local community college. I was proud of my fiscal responsibility and felt that I could easily survive a financial shortfall. But I had no idea how much debt I would accrue as I transitioned from performing to teaching and choreographing.

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